Telehealth
Are you tired of waiting for hours or even days to schedule an appointment with a doctor, only to spend even more time travelling to and waiting in the doctor’s office for a simple consultation or check-up? Perhaps you have a chronic condition that requires frequent monitoring, but the hassle of scheduling appointments and making repeated trips to the doctor’s office is a significant inconvenience.
With telehealth, included as part of your health insurance policy, you can bid farewell to those frustrating experiences. Telehealth enables you to connect with healthcare professionals from the comfort of your own home or workplace, using a smartphone, computer, or tablet. This means no more time wasted in waiting rooms or the stress of commuting to appointments.
However, the benefits of telehealth extend beyond mere convenience. For insured individuals, telehealth can also result in significant cost savings. Any deductibles or coinsurance applicable to outpatient consultations are waived on all HanseMerkur insurance policies when an insured person uses telehealth. In other words, it is free, and the delivery of medications (including prescribed or controlled medication) is also without charge.
Employers can benefit from providing telehealth services as part of their health insurance policies. By offering telehealth, employers can enhance the health and well-being of their employees, leading to increased productivity and reduced absenteeism. Furthermore, telehealth can help lower overall healthcare costs, which in turn can assist employers in managing claims and potentially saving money on their insurance premiums.
HanseMerkur policies come with a variety of services under the umbrella of telehealth, including:
- Telehealth (instant connect)
- Video Health (instant connect)
- Free pharmacy delivery (UAE only)
So, whether you’re an insured individual seeking more convenient and affordable healthcare options, or an employer aiming to improve the health and productivity of your workforce, telehealth is a valuable and beneficial addition to any health insurance policy.