HanseMerkur: Home Country Referral Treatment – Receive Inpatient Care Closer to Home

home country care

When facing a serious medical condition requiring inpatient treatment, being close to family and familiar surroundings can be invaluable. As a HanseMerkur insured Member, you have access to the Home Country Referral Treatment (HCT) program. This unique benefit allows you to receive necessary inpatient care in your home country (India, Pakistan, the Philippines, and Egypt), ensuring you are surrounded by your support network during your recovery. HCT offers:

  • Access to quality medical treatment in your home country
  • Arrangement for direct billing in your home country
  • Waiving of co-payment and potential assistance with air tickets
  • Elite service and quality care

HanseMerkur understands the importance of comfort and familiarity during difficult times. The HCT program is designed to provide you with the best possible care, closer to the people you love.